Monkey’s Gold xPays – A dazzling slot with a “reverse” cascading mechanism
In Monkey’s Gold, Nolimit City introduces a new gaming mechanism: xPays.
It has many similarities with the famous Avalanche (Cascading of Tumbling) mechanism; we all know from the countless Megaways and grid slots. It is where you get a free respin after a winning combo, and where the winning symbols disappear and make way for new symbols.
With xPays, the opposite happens. The winning symbols remain (they drop to the bottom of the grid), and the non-winning symbols disappear. These make way for new symbols.
I almost forgot to tell you that the theme is also fantastic and whimsical. It takes place in the jungle, where a Gorilla digs gold.
Software: Nolimit City
Number of paylines: 6×6 setup
RTP and variance: 96.02%, Medium to high variance
Maximum win: 12,683x the bet
Betting range: $€0.20 – $€100
Bonus features: Free Spins with ascending multiplier, xPays mechanism, symbol upgrades, colossal symbols
Casino Hipster verdict: Hot. Ingenious, almighty and exciting. Thanks for the excellent job, Nolimit City!

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The minimum deposit for the welcome offer is $50, which is a bit higher than most other online casinos I gotta admit. However, if you don’t mind the steep deposit, you can get a pretty decent starting bonus to try out what this casino has to offer.
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The welcome bonus can be used on slots and from the following providers: EGT, Play’n GO, Amatic, and NetEnt. Make sure to wager it 45x to be eligible to withdraw your winnings. The bonus will expire in 45 days.
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The bonus has a 45x wagering requirement and a minimum and maximum bet of €0.50 and €5. In addition, the bonus is only eligible for games from EGT, Amatic, and NetEnt, and it can’t be used with other promotions. Keep in mind that the 45x wagering requirement can be challenging for newbies.
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Bonus Code: MAX300 Deposit: Minimum required deposit is $20 Bonus Match Percentage: 300% Maximum Bonus Value: $3000 Free Spins: 200 Free Spins over 10 days Free Spins Slot Game: N/A Bonus Wagering: 40 x Bonus + Deposit Free Spins Wagering: 35 x Free Spins Remarks: Slots, Keno & Scratch Cards only to fulfil wagering requirement. The max cash out from free spins is $200. Full T&C apply. begambleaware.org. 18+
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The wagering requirements on all deposit bonuses are quite decent: 40 x the bonus amount. Don’t forget: If you want to avoid these bonus wagering requirements, you can always choose to decline any bonus. The max bet per spin with bonus money is unusually high at $15 per spin.
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Monkey’s Gold slot – Gameplay and Features
The slot has a 6×6 grid, and there are no paylines here. You have a winning combo if you spin at least three identical symbols on reels 1, 2, 3 and possibly further on reels 4, 5 and 6. These do not need to be adjacent.
There are 3 premium symbols (Blue, Green and Brown Mask), 3 medium symbols (Blue, Green and Brown Gems) and 4 lower-paying symbols (J, Q, K and A).
Besides, you have Wild symbols (the letter “W”), and these replace all symbols except the Bonus Scatter symbols.
Let me take you to the jungle!
How the xPays mechanism works
Above, I already explained this concept briefly. The xPays mechanism is a kind of Avalanche mechanism where you get a free respin after a winning combo. The difference is that the winning symbols stay on the grid, and the non-winning symbols disappear.
You don’t get a payout straight away. It follows at the end of the “reaction” when you fail to make a new (or larger) winning combo.
The nice thing, though, is that the win can only increase in such a reaction. The winning symbols stay on the grid (these drop to the bottom row), but the new symbols can lead to new winning combos or larger winning combos. Afterwards, these symbols also remain on the grid.
Only, in the case no new or bigger winning combos appear, will the reaction end. In that case, the “final” win adds to your balance.

Symbol upgrade
The Symbol Upgrade is another powerful feature. When the bottom row has six winning symbols, the corresponding symbols get a symbol upgrade. The combos are still winning, but with more lucrative symbols.
And you get the upgrade to after each respin, so if a reaction has multiple respins (or cascades or tumbles), things can go pretty crazy with those upgrades.
Symbol multipliers and colossal symbols
Furthermore, symbols can have inbuilt multipliers and are sometimes 2×2 or even 3×3 in size. I guess I don’t need to explain what that does for your odds to win.
But wait, I haven’t finished yet. You also have the free spins.
How to activate the free spins?
If you land 3 Bonus Scatters, you activate 10 free spins. For each additional Scatter, you get an extra 3 free spins.
During the free spins, you get one extra free spin for each additional Scatter you may spin.
As usual with Nolimit City slots, you can use the Nolimit Bonus Feature Buy, where you get a spin with a minimum of 3 Scatters. It costs 100x the original bet.

Free spins with increasing multipliers
Before the free starts, you may roll a dice, after which you find out what size the Vine Multiplier will be. It’s either 1x, 2x or 3x.
The nice thing is that the Vine Multiplier increases the win multiplier as soon as you complete a row with winning symbols. The first row to fill is the bottom row, afterwards the second bottom row and so on.
It matters a lot, whether the Vine Multiplier is x1, x2 or x3. In the latter case, the total multiplier increases with increments of x3 (from x3 to x6, to x9 and so forth).
Your balance can take an enormous leap, as the total multiplier won’t reset during the free spins!

Payout Rate (RTP)
The RTP is 96.02% in the main game.
Unfortunately, plenty of online casinos offer this game at a lower payout rate of 94.22%. It is best to check the game rules before you play.
Monkey’s Gold slot – the variance (volatility) is medium to high
Nolimit City gives a score of 8 out of 10 for volatility. The variance is, therefore, Medium to High and comparable to Milky Ways or Bonus Bunnies.
The top wins are still massive, though: around 2,000x – 3,000x the stake. It just shows that Nolimit City delivers when it comes to winning potential!
The max win from 10 billion simulations is over 12.000x.
Pros and Cons
Pros
- A foremost slot with pronounced gameplay.
- Thrilling, thanks to the increasing multiplier.
- There are massive wins.
- Always handy, the Bonus Feature Buy.
Cons
- Complicated for novice players.
So, who’ll like the slot? And who won’t?
Skilled players who appreciate new features like the xPays, will love this slot as those who seek variety and don’t shy away from taking a risk. This slot is too overwhelming for inexperienced players or those who play for a couple of tenners and want to take a limited risk.